Are you enrolled in a Medicare Advantage plan that is not being renewed for 2026? You should have received a notice of non-renewal from the insurance company in 2025. In addition, other plans have made changes to their costs. Make sure to carefully review the Annual Notice of Change your insurance company sent you. There will be a side by side comparison of your current plan and the plan in 2026.
Medicare Annual Enrollment Period.
The current Medicare Annual Enrollment Period runs between October 15 and December 7, 2025. Plan changes take effect on January 1, 2026. . During this time, Medicare beneficiaries can enroll in a new Medicare Advantage plan or switch to Original Medicare and add a Medicare Supplement plan. Since your Medicare Advantage plan is not being renewed, you will get a Guaranteed Issue enrollment in a Medicare Supplement plan. That means, the insurance company can not ask you Medical Questions or check your Medicare Record and Prescriptions. However, you will need to save your notice of non-renewal. That way, if you apply for a Medicare Supplement plan, you can need to send them a copy of your notice of non-renewal from your current plan.
If you decide to enroll in a Medicare Supplement plan, you will need to add a separate Medicare Drug plan.
How to Find a New Medicare Advantage Plan
Compare other similar plans available in your area. If you are currently enrolled in a Medicare PPO, you might want to switch to another PPO. On the other hand, you might want to reduce your costs and switch to a Medicare HMO, or vice versa, switch from an HMO to a PPO.
How Medicare Health Insurance Broker Can Help You
Trying to find the right plan Medicare plan on your own can be very confusing. Work with a highly trained and experienced independent Licensed Health Insurance Broker, Renee Lempert. Since she is independent, she does not work for any of the insurance companies. Her focus, is on helping you, her client.