What Doesn’t Medicare Cover?
Type of Things Not Covered by Medicare in Boynton Beach:
- Medicare Part B (Medical Insurance) only pays 80% of your Medical costs such as physician care. You are responsible for the 20% left over.
- Also, there is no Annual Limit on your Medicare Part B costs.
- Likewise, Medicare Part A (Hospital Insurance) has deductibles and copays when you are hospitalized.
- Medicare Part D has deductibles for more expensive drugs as well as copays or coinsurance when purchaing drugs.
- In addition, Medicare does not cover regular dental procedures.
- Vision care, such as eyeglasses or lenses.
- Hearing exams and hearing aids.
- It will only pay for dental, vision and hearing care if it is a result of a medical condition.
- It doesn’t pay for routine physical exams.
- Cosmetic procedures.
- Massage therapy.
- Most chiropractic care.
- Long Term Care.
How to Improve your Coverage in Boynton Beach:
- Enroll in a Medicare Supplement Plan. The plans will help with out-of-pocket costs not covered by Medicare A and B.
- Switch from Original Medicare to a Medicare Advantage plan. These are private plans offered by health insurance companies. They include extra benefits such as free or low cost dental, vision, hearing, and much more.
- Sign-up for an stand-along dental savings and/or vision insurance plan.
- There companies offering supplement health insurance. They will reimburse enrollees for out-of-pocket costs triggered by hospitalizations and accidents.
