Your 2024 Medicare Annual Notice of Change

What you Need to Know:

• If you are enrolled in either a Medicare Advantage of Prescription Drug Plan in Boynton Beach, the company will have mailed you its plan’s Annual Notice of Change in September.
• The document will show you if there will be changes to your plan’s costs and benefits in 2024.
• Also, there will be a Summary of the plan’s costs for 2023 and 2024. That way, you can compare the benefits, costs and rules.
• It’s important to determine how any changes would affect you.
• If you are enrolled in a Medicare Supplement (Medigap) plan in Boynton Beach, you won’t receive an Annual Notice of Change.

Why Do the Plans Mail this Notice Annually?

• Medicare changes it’s Part A and B deductibles, copays and coinsurance every year.
• As a result, your Medicare Advantage or Prescrption Drug plan costs will change.
• Use this notice to decide if you should change your plan during the upcoming Annual Enrollment Period.
• The Annual Enrollment Period is from October 15-December 7, 2023.

What Medicare Advantage Enrollees Should Check?

• If you are a Medicare Advantage Plan enrollee in Boynton Beach:
• Will all your network providers still be in network?
• Is the plan’s Annual Maximum out-of-pocket going up or down?

For Enrollees in Both Plans, Check your Drug Costs:

• Are all your medications still in your plan’s drug list?
• Will their costs change?
• How about the Annual Drug Deductible? Will it increase or decrease or now apply to lower drug tiers?

When Do Plan Changes Take Place?

• Plan changes take place after the Annual Enrollment Period (AEP) on January 1, 2024.
• If you are unhappy with your Boynton Beach Medicare plan’s changes, you can change your plan during the upcoming Annual Enrollment Period.
• The Annual Enrollment Period is from October 15-December 7, 2023.
• During AEP, you can cancel your Medicare Advantage Plan and return to Original Medicare and/or enroll in a Stand-Alone Medicare Drug Plan.
• You can apply for a Medicare Supplement Plan. However, depending on your situation, you may go through Medical Underwriting and not be accepted.
• In addition, you may decide to switch to another Medicare Advantage Plan.

How I Can Help you During the Annual Enrollment Period.

I have years of experience helping Boynton Beach Medicare clients find the best health and drug plans for their needs.

In addition, I receive extensive annual training by all the Insurance Companies whose Medicare Advantage and Drug Plans I represent.

If you work with me, I will review all the plans in your area to find the ones that best meet your needs. I will check your providers and medications and make sure your enrollment is done correctly and easily. We can either in person or by phone and email.

For Expert Help Reviewing your current Boynton Beach Medicare plan and others in your area, contact Renee Lempert (561) 704-9302 or use the Contact form.

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