Medicare Supplement enrollment. How and when to enroll.

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Medicare Supplement Enrollment

How and When to Enroll in Medicare Supplement

Medicare Supplement enrollment

Open Enrollment Period

  • You have a 6 month, one time opportunity, to enroll in any Medicare Supplement plan in your state.
  • Also, the period starts the first month you are enrolled in Medicare Part B and you are 65 or older.
  • In addition, during your Medicare Supplement Open Enrollment period, you will not have to answer medical questions.
  • Likewise, you can not be charged more for preexisting health conditions.
  • The rules and criteria differ between states.
  • Similarily, you have a two month Open Enrollment Period when you lose group health insurance.
  • While you are working, you can apply up to three months before your Open Enrollment starts.
  • If you enroll in Medicare Part B before 65, you will have two Open Enrollment periods.

Medical Underwriting

  • If you are not in your Open Enrollment Periods,
  • You will have to answer some Medical questions.
  • In addition, the plan may not accept you.
  • Likewise, the plan may accept you and your premium will be higher.
  • The plan can exclude coverage for prior medical conditions for a time.
  • Similarly, the plan will decide to cover pre-existing conditions when you apply.

To review standardized Medigap policies and what to ask when choosing one.

An Independent Medicare Insurance Agent can help you find the best plan at the right time.

For more information, read Medicare’s guide on Choosing Medigap.

If you need help, or want to sign up for Medicare and a Medicare supplement or a Medicare Drug plan or Medicare Advantage plancontact me, 561-704-9302.