How and When to sign up for Medicare Advantage Plans?
Your Initial Enrollment Period for Parts C and D is:
When you first turn 65.
You have a 7 month enrollment period, which begins 3 months before you turn 65, includes the month you turn 65, and lasts an additional 3 months after you turn 65. If you sign up before your birthday month, your plan will be effective the 1st of the month you turn 65. If your birthday is the first of the month, your effective date will be 1 month before your birthday.
Under 65 and newly eligible for Medicare due to a disability.
You will be eligible for Medicare after you have receiving disability for 24 months. You will have a 7 month period to enroll, starting 3 months before your 25th month on disability and ends 3 months after.
During Certain Times Each Year.
During the Annual Enrollment Period, October 15 through December 7, 2017, you can review and switch from one Medicare Advantage Plan to another or enroll in a plan for the first time.
During a Special Enrollment Period.
There are a variety of situations that would allow you to enroll in or change your plan at other times of the year. The rules for each situation vary. Some of these are:
- Moving from one area to another.
- Losing your current employer or union coverage.
- Changing your group coverage before you retire.
- Your plan loses its contract with Medicare.
- You are receiving Extra Help or Medicaid.
How to Sign Up for Medicare Advantage Plans?
- You need to be enrolled in Medicare A and B.
- You must live in the plan’s service area.
- You can not have End Stage Renal Disease.
- Enroll in a new Medicare Advantage plan, and Medicare will cancel your current plan.
- There may be 20 or more Medicare Advantage Plans (HMOs and PPOs) in your area.
- The plans have varying costs and networks of providers.
For more information and to sign up for Medicare, Medicare.gov.